RibbonCash Offers include Appraisal Protection, which protects the purchase of the home even in the event the home under appraises.

Appraisal Protection is designed to absorb the risk of an appraisal shortfall and guarantees your purchase price at the agreed-upon contract value regardless of the appraised value.

The fee to use Ribbon depends on your location and offer outcome. An outline of our pricing can be found here.

If an offer is accepted, a Ribbon fee is added. It is a small fee paid to us for our work in the offer process.

The Ribbon fee is usually paid in full by the buyer. However, RibbonCash fees may be waived if you obtain a mortgage through one of our partner lenders. You may also negotiate directly with the seller to cover the fee.

There is no fee to pay if the offer is not accepted.

While two sets of closing costs exist when using RibbonReserve, we will pay customary buyer-paid closing costs on the first transaction and the buyer will pay customary closing costs at the repurchase (when the buyer purchases the home back from us). You will never pay double closing costs.

That's great! Since RibbonBoost was used, they would be responsible for a 1% fee, instead of the RibbonReserve fee you'd need to pay if using RibbonCash. Please visit our pricing page here.

If a buyer is using RibbonReserve then the daily rate is prorated to the day after we close on the property. We do not charge for closing day, as we do not guarantee funding same day.

The daily rate is determined once we complete the home valuation—and is based on carrying costs of the home, including cost of capital, taxes, insurance, and HOA dues. We do not charge a security deposit.

A buyer will need to provide 30 days notice. They will be responsible for paying an early termination fee and will also forfeit any excess deposits (over the required fee amount they agreed to pay) at time the offer contract was accepted.